Save up to thousands every year and maximise your take-home pay by packaging your car with your salary.

The smarter way to drive a car

Save money on one of your biggest annual expenses

Did you know that car expenses are the second largest household expense for Aussies, costing up to 14% of your total income? No matter what type of car you own or want to buy, car salary packaging can potentially save you up to thousands of dollars every year, using your pre-tax salary to pay for your vehicle and all its associated running costs.

Tax effective

Save on income tax by paying for your car and its running costs from your pre-tax earnings

Any car of your choice

You can salary package the car of your choice – new, used or even the existing car you own!

Budgeting made easy

One simple, regular payment to cover all financing and running costs. No more bill shocks

Your questions, answered

What is car leasing and how does it work?

Novated Car Leasing is a salary packaging agreement between the employee, an employer and a novated leasing provider (us).


In one simple payment, employees are able to pay for all their car related expenses.

What are the savings for employees?

  • Tax savings - by using pre-tax dollars to pay for car-related expenses, an employee can potentially save up to thousands of dollars in tax per year.
  • GST is not paid on the purchase price - for both used and new cars, GST is taken off the purchase price.
  • Discount on the purchase price of the car - we will help employees buy the car and leverage our dealer network to provide significant upfront savings.

What is the value for employers?

On top of happier and more loyal employees, it also means a reduction in payroll tax and workers compensation which can potentially save businesses thousands of dollars a year!

Does it have to be a new car?

No. An employee can salary package the car they currently own, a used car or a new car.

How are running costs paid?

Each pay, we will set aside a portion of your pre-tax salary to cover your running costs, including fuel, insurance, CTP and any other maintenance expenses. This is known as your vehicle budget. You will get a fuel card, which can be used at the fuel pump - never need to carry cash again! 


In fact for many people, easy budgeting is the best part about getting a lease.

What happens at the end of the lease?

We will get in touch and provide you with the following options:

  • Return the car and say goodbye to leasing 
  • Refinance and/or release the car - contingent on the age of the car
  • Sell the car and get a new lease (most common)

What happens I change jobs / if the employee leaves?

The employee has options:

  • They can take the lease to their new employer (if they offer leasing)
  • Change the payments from a novated leasing arrangement to a standard car loan, or
  • Pay the remaining finance owing on the car and end the lease

What work is required by the employer to set up the lease?

The process is really easy. We will guide you through the following steps: 

  • Authorise (sign-off) the lease
  • Setup payroll deductions 
  • Reconcile the lease at the end of the term
  • Process a year-end FBT report

We are here to make leasing easy for both employees and employers, and are here to support every step of the way.

What is the risk to the employer?

There is no risk to the employer. 


A portion of the employees deductions are post-tax, so all Fringe Benefits Tax (FBT) is offset. As a result, no FBT will be payable by the employer. Ever!


Plus, the lease is in employee's name not yours. If the employee leaves the company, the lease either ends or goes with them and will never be a liability for you.

How can I get started?

Whether you're an employee or employer, simply fill in the form below and we will reach out for a chat.

Building a financially well workforce

For employers, car salary packaging is one of the most significant benefits you can offer to your employees to help improve their financial wellbeing. And even better, it costs you nothing and can potentially save you some tax as well. Check out Slate @work for more smart financial products you can offer at your workplace.


Get started

Enter your details, and we’ll get in touch to discuss the options available to you or your business.